Online Gambling Debts – How to Deal With the Causes and Effects of Online Gambling Debts

One thing there is no shortage of on the internet is opportunities to gamble. We are spoilt for choice, whether your fancy is for betting on sports, playing virtual card games or bingo. One of the things that makes internet gambling so potentially dangerous is that it is easily available for 24 hours a day. The real danger comes when you combine this factor with the fact that it is so easy to feel detached from the reality of money spent online. Gradually racking up a debt online does not feel the same as handing over hard earned cash from our wallet, so it is that much easier to lose track of how your online spending is mounting up.

For these reasons, debt problems from internet gambling are on the increase. In this article I hope to clarify some of the legal issues around online gambling, as well as providing some advice on dealing with the underlying problem and the debts that result from it.

Legal Issues Around Gambling Debts

When we talk about debt from online gambling it is important to be clear about the nature of the debt, because who the money is owed to does make a difference. People are often unsure about the legality of debts from online gambling. In the UK you can gamble legally on credit and incur a debt, but this debt is not then enforceable through the law.

However, there is an important point to make here, which is that this only applies when you are using credit extended by the company offering the gambling (casino, bookie, etc). If you use a credit card company to pay for internet gambling, that is a legally enforceable debt the same as it would be in any other circumstance, because you have borrowed money from the credit card company, not the casino. It is now against the law in the US to use a credit card to pay for online gambling.

You will find that many credit cards will regard a payment to an internet gambling website as a cash advance. This is then clearly borrowing money from the card company and the debt you incur can be pursued through legal action. If you do use a credit card to pay for online gambling this way, you should be aware that cash advances on credit cards are almost always charged at a much higher rate of interest than normal credit for purchases.

How To Deal With Debts Caused By Gambling

In dealing with gambling debts, there are two separate issues to tackle. One is the debt itself, and the other is the habit of gambling that led to the debt. Even if the debt is dealt with, it is likely to build up again if the root cause is not tackled too. Let us first consider the problem of paying off the debt.

The principles for tackling debt are nearly always the same, irrespective of the causes of the debt. To permanently deal with debt you should not be considering borrowing more money or paying anyone to deal with your debt for you. These courses of action are likely to deepen your debt in the long run.

With a little advice, you can deal with your debts yourself, by contacting your creditors and agreeing terms for repayment that you can afford. There is clearly more to it than that, but it is beyond the scope of this particular article. The process is straightforward and allows you to take back control of your finances.

Factors Leading To Internet Gambling Debts

It may help to have an understanding of why some people can become addicted to online gambling. The following are often contributory factors:

Gambling can be thrilling, leading to an adrenalin rush and feelings that we want to recreate time and again.

Many addictive gamblers think that they can win money and that this will solve all their other problems. It actually just leads to more problems by creating debt, which can then make it seem even more important to win the money, creating a vicious circle.

Addiction to gambling can actually be a mental disorder, which can lead to a compulsive need to gamble.

Being addicted to online gambling is often associated with other personal difficulties, including depression and stress.

Online Gambling Debts – The Warning Signs You may have a problem if you can answer yes to any of the following questions:

When you are not gambling, do you think about gambling and how you are going to get back to it?

Have you ever missed work because of online gambling?

Do you feel the need to gamble again after winning or losing?

Is the length of time you spend on gambling getting longer and have you ever spent longer online than you thought you had?

Are you secretive about your gambling with family or friends and do you dislike other people bringing it up?

Practical Steps To Tackle Online Gambling Addiction If you think you may have a problem with online gambling, here are a few simple steps you can take to begin to reduce or stop the habit:

Be open with friends and family and seek help with the problem.

Cancel any accounts you have with websites for online gambling.

Consider using software that blocks your access to online gambling websites.

Minecraft – Where Gamers Thrive!

Minecraft is an amazing game which is very popular among kids. Let’s split the word Minecraft into two, mine and craft. Mine means dig while craft means build. It is also known as a “sandbox game.”

You are supposed to build your own home on a virtual land by using 3D blocks, some more resources and most importantly your creativity. It’s a great tool to explore your imagination and know your original genius.

Elaborating

Do you love adventures? This game is perfect for you! You have to begin from scratch. You have to build a grand castle from the simplest of things available.

There are 5 gameplay modes available:

Survival mode- Here, the player has to build his secure world, find ways to protect it and take care of oneself.

Creative mode- This is where you are presented with unlimited resources and also an ability to fly!

Adventure mode- In this mode, you can use custom maps and not assign or destroy any blocks with tools.

Spectator mode- You can fly around shooting any block, I mean the video-shooting one, but cannot destroy any.

Hardcore mode- This is a difficult mode. On the death of the player, the world created is deleted as well. When he dies on a Minecraft server set to hardcore mode, he is permanently banned from that server too. You might be wondering what is a Minecraft server? They are multiple types of servers that allow you to play online or using LAN with your co-gamers.

You can also make some changes off record. They are called Minecraft modes. You can add some extra things, like an animal and it gives the player more powers.

Target audience

When we were small, we used to think being big is great! As we grew, we understood that it’s just an illusion. Now, we crave for those precious days. No tension, no worries. Nostalgia! Anyways, this game targets children of this age group, where they are in a stance or in-between childhood and adolescence, usually 13 and above.

Why is it so well-known?

Secret revealed!

There are two kinds of boys. The first types are those who you would find easily approachable, flirting with girls or completely extrovert and type two are those who like sitting at home, playing games. And unfortunately, type two is more as compared to type one. That’s the secret!

This doesn’t mean girls don’t play Minecraft games, maybe they are comparatively less in number. Saying Minecraft games is not appropriate though! It’s a culture in itself. Instead, you can say there are different things similar to Minecraft.

Also, Minecraft has no strings attached. It is inexhaustible. Your imagination can go beyond limits and it gives you that flexibility of creating a fancy and attractive house, castle, farm and much more.

Is it worth playing?

Yes, Minecraft is really good when it comes to improving your management and organizational skills and exploring your creativity. It’s a great choice to kill time! When you play with your friends, it builds team spirit in you.

It is recommended for autistic and ADHD kids who can create new friends, communicate and improve their social skills. There is a Minecraft server specially for these Special children too!

It’s a trendy way to learn, and is also implemented at schools too! They are trying something new, out of the box! How fun would that be!

Conclusion

Are you a gamer? In a good sense though. If yes, then I am sure you might be aware of Minecraftand if no, I am still sure that you have at least heard of it sometime, somewhere!

Online Games: A Bittersweet Treat

They say the human body can go without food for 3 weeks, 3 days without water, typically 7-8 minutes without air. Did you notice I just listed the 3 essentials primarily needed to sustain human beings or life for that matter? The question is why all of a sudden I decided to go all science or encyclopedia on you.

What if I was to tell you while conveniently ignoring our evolution from monkeys, we have evolved to a level where these three things are no longer the only things that we need to sustain life. Knowingly unknowingly, intentionally or unintentionally, slowly and steadily it has crawled its way as one of the fundamentals for survival. I am of course talking about mobile phones and its minions (tablets, smartwatches and stuff).

If we all be honest with ourselves, I guess 90% people will agree with me when I say that we cannot live without our mobile phones for longer than a minute. Call it a force of habit, being enslaved to them or whatever but that is the sad truth that none of us want to face. With social networking playing a pivotal role in the lives of people of all age groups, people seem as if they are infused with a need to become “cool” and as a result, the need for mobile phones has risen drastically. That vibration and sound of receiving a message have become more imperative than eating, sleeping, and all day-to-day activities.

Phantom notification syndrome (the tendency of someone to believe they got a notification when they have actually not) is not just an observation about the youth but for almost all people with a “smartphone” these days. It is as if we have been programmed to check up on our phone every minute or two for no suggestive reason. And if it is not to check up on our zero messages it is either to take a selfie, or just to console ourselves we are looking fine, or to play games. In a very rare instance, it is a task outside these 3 categories.

And if we examine objectively, after messaging/texting/tweeting/Instagramming, the next favorite thing of people is to tire out their fingers playing games.

After WhatsApp, Facebook, Twitter, Instagram this is the thing in common in all devices. So simple and yet so addictive. The craze for the online game is such that at a point even I started playing it and I don’t remember how my following month passed. I mean there cannot be a single person who does not daily get flooded with games requests daily. It’s hard to put to words as to what makes the mobile game this addictive it’s dope sound effects, its ever-increasing difficulty as you progress, its simple interface, or what, is a mystery yet to be solved. But there is one thing laid down in concrete – it’s definitely going to stay a favorite among people for a long time to come.